County question · Tuesday, November 3, 2026
Steuben County casino question
Shall inland casino gambling be permitted in Steuben County? Required by a 2026 state law. A yes makes the county eligible for one new northeast Indiana casino license ($500 million minimum investment). On ballots in Steuben County (countywide public question).
Who votes on it: All voters in Steuben County. Each of the three counties (Allen, DeKalb, Steuben) decides only for itself; a simple majority of those voting on the question decides.
What a vote means
- A yes vote
- Casino operators may apply by Dec. 1, 2026, with county commissioner support. The state picks at most one site among approving counties by April 15, 2027.
- A no vote
- No casino license may be issued for Steuben County under this law, and the question cannot be asked again there. A casino could still go to Allen or DeKalb.
On the ballot
The question as it is printed, word for word.
Shall inland casino gambling be permitted in Steuben County?
In full
Steuben County voters decide whether inland casino gambling may be permitted in the county. A state law passed in 2026 requires the question here and in Allen and DeKalb counties. County leaders have promoted Steuben as a site near Michigan and Ohio. A YES makes the county eligible for the region's single new license; a NO bars a repeat vote.
What is being asked for
- Most it could charge
- Not applicable: no tax rate is set by this question
- Most it could raise a year
- Not applicable
- What it replaces
- Nothing. State law allows one new casino owner's license for Allen, DeKalb or Steuben County combined. HEA 1038 raised the cap on owner's licenses from 10 to 11 and added this license. Only counties whose voters say yes can be considered, and the Gaming Commission may approve at most one application [1][2]
- On a median home
- Not applicable — No property tax is levied by this question. LSA estimates revenue for the state and for local units if a casino opens (see district_data) [2]
If it passes
- The county becomes eligible. Any operator of a brick-and-mortar casino in the U.S. may apply to the Gaming Commission by Dec. 1, 2026, naming one of the approving counties [1]. Each application must include: the proposed site, evidence of site control and conceptual plans; a commitment to invest at least $500 million in the casino and non-gaming amenities, with 60% of the first phase within 2 years and completion within 5 years of opening; a resolution of support from a majority of the county commissioners; a letter of support from the mayor if the site is inside a municipality.
- The Commission must post the applications and a summary by Jan. 15, 2027, and must approve or deny each one by Apr. 15, 2027. It may approve only one application in total and may deny all of them [1][2]. It weighs factors including: net economic benefit, tax revenue and jobs; the impact on other casinos and on horse racing.
- A YES does not guarantee a casino in the county. If more than one county approves, applicants choose the county, and the Commission picks at most one [1][11]
- Other conditions [1]: At most 1,500 gambling games; The owner must sign a development agreement with the county; A $50 million fee applies if the license is sold within 10 years.
- Local officials have repeatedly mentioned the I-69 and Toll Road corridor near Fremont as a possible area, but no site has been chosen [17]
If it fails
How it got on the ballot
- HEA 1038-2026 (Rep. Craig Snow; Senate sponsor Sen. Justin Busch) added IC 4-33-6-19.5. Under it, the county election board 'shall place' this exact question on the 2026 general election ballot in Allen, DeKalb and Steuben counties. No local body chose to put it there [1][3][8]
- Legislative votes [4][5][6][7]: The House passed the bill 67-30 on Feb. 2, 2026; The Senate passed it 26-22 on Feb. 24; On Feb. 27 the Senate adopted the conference report 34-16 and the House adopted it 56-37.
- The referendum requirement was added after the bill narrowly cleared the Senate amid objections that there were no county votes. Rep. Snow said the bill would not have passed without it [9]
- The first version of the bill would have moved Indiana's lowest-performing casino, in Rising Sun (Ohio County), to the northeast. The final law instead creates a new license and leaves the Rising Sun casino in place, after Ohio County and Rising Sun officials raised concerns [9]
- After the vote, the circuit court clerk certifies the result to the Indiana Gaming Commission and the Department of State Revenue [1]
- May 5, 2026: the Steuben County Commissioners voted 3-0 for a resolution directing county officials to put the question on the ballot. They approved a similar resolution again at a later meeting (date not shown), and the county election board certified the question by July 2026 [16][18][19][13]
- The commissioners acted 'on the advice of County Attorney Donald Stuckey'. The clerk's office said a resolution was not legally needed, because the law itself requires the question [19]
The district's own numbers
- LSA estimates for a new northeast Indiana casino, depending on location and timing [2]: $170 million to $230 million a year in adjusted gross receipts (AGR); $30 million to $40 million a year for the state General Fund; A net increase of $16 million to $20 million a year for local units statewide; Operations could start between FY2028 and FY2030.
- Local tax shares, per LSA [2][1]: A supplemental wagering tax of 3.5% of AGR: 45% to the city where the casino operates, 45% to the county and 10% to the Northeast Indiana Regional Development Authority; The local unit where the casino is located receives 25% of the wagering tax.
- License fee: the winning applicant pays $150 million in five annual installments, $100 million to the state General Fund and $50 million to a new Shuttered Riverboat Fund [1][2]
- LSA expects some revenue to shift away from the Anderson racino, Madison County slot fees and the South Bend tribal casino [2]
- Steuben County Economic Development Corp. study (AM Steinberg Advisors, released in late March 2026), for a site near I-69 and the Indiana Toll Road [10][17]: 62% of gaming revenue would come from outside Indiana: 48% from Michigan, 38% from Indiana and 14% from Ohio; $14.1 million to $16.6 million a year in local gaming tax; 800 to 1,200 full-time-equivalent jobs, with average wages of $45,000-$60,000.
- The county's tourism economy depends heavily on summer lake visitors and about 4,300 seasonal homes [10]
What came before
- The Indiana Capital Chronicle reports that a local referendum has been held each time since Indiana lawmakers first authorized casinos in the 1990s [9]
- It also reports that a 2025 state-commission study found downtown Indianapolis would be the most profitable site for a new casino. The same study projected that an Allen County casino could bring in $204 million in revenue and $61 million a year in state taxes [9]
- WPTA reported that Steuben County launched a website in its push to bring a casino to northeast Indiana [16]
What each side says
Other people's words and claims, not ours, each with the page it came from. Where we found no organised campaign on a side, the page says so rather than inventing one.
For
- Steuben County Commissioners President Wil Howard: 'I am pleased that the House and Senate have followed precedent approving the referendum language in HB 1038, allowing voters to make the decision' [15]
- Rep. Tony Isa (R-Angola), who voted for the bill: 'I'm glad it gets to go before the people. They get to decide, not the Legislature' [15]
- Steuben - Where Fun Wins, a committee formed by local businessmen, says a casino-resort brings an opportunity for 'long-term prosperity' [11]
- The Steuben County EDC's CEO said its study is 'not to bolster a case for or against a casino', and that the EDC would not be involved in a pro-casino campaign [10]
- Sen. Justin Busch (R-Fort Wayne), Senate sponsor: the bill gives 'our region the opportunity for a half-billion-dollar resort-style development that would mean more jobs, new tourism and major investment in northeast Indiana' [9]
- Rep. Craig Snow (R-Winona Lake), author, on the referendum: 'If a casino is going to go somewhere, we want broad support... At the end of the day, if the voters don't want it, they should be able to say that' [9]
Against
- Coalition for a Better Indiana, which WPTA says has active chapters in Allen, Steuben and DeKalb counties campaigning together for no votes. Its petition says 'a casino will cannibalize local businesses, put a strain on local law enforcement, lower property values in the vicinity, and encourage risky behaviors while changing the family-friendly character of our community forever' [11][12]
- A coalition spokesperson called the question a 'blank check' because voters do not know where in the county a casino would go: 'It might go next door to a park, might go next door to a school' [12]
- The Coalition for a Better Steuben County has been handing out 'CasiNO' signs urging voters to 'join the opposition' [12]
Questions worth asking
- If the county votes yes, what conditions would the commissioners require before adopting a resolution supporting a particular applicant?
- Where could a casino be sited, and who decides zoning?
- How would the county and city spend their share of casino tax revenue?
- What would a casino mean for local police, traffic and gambling-addiction services?
- If another county also says yes, how will the Gaming Commission compare the sites?
What we could not find
- Registration and finance reports of the campaign committees with the county election board were not checked.
- No county-specific LSA revenue estimate exists. LSA gives statewide ranges by location.
- The 2025 state-commission casino study was not read directly; its Allen County figures come from the Indiana Capital Chronicle.
- The Oct. 8, 2026 public Q&A held by the commissioners, tourism bureau and EDC was not reviewed.
Sources
Researched Sunday, October 11, 2026
- House Enrolled Act 1038-2026 (P.L.77-2026), Gaming Matters (adds IC 4-33-6-19.5 and IC 4-33-6.8) (Indiana General Assembly)
- Fiscal Impact Statement, HB 1038-2026 (LS 6386), enrolled version (Legislative Services Agency)
- HB 1038-2026 details page (authors, sponsors, roll calls) (Indiana General Assembly)
- HB 1038-2026, House Roll Call 199 (3rd reading), Feb. 2, 2026 (Indiana House of Representatives)
- HB 1038-2026, Senate Roll Call 229 (3rd reading), Feb. 24, 2026 (Indiana Senate)
- HB 1038-2026, Senate Roll Call 312 (conference report), Feb. 27, 2026 (Indiana Senate)
- HB 1038-2026, House Roll Call 405 (conference report), Feb. 27, 2026 (Indiana House of Representatives)
- 2026 Indiana Election Legislation Summary (p. 9, Northeast Indiana Casino Gaming Referendum) (Indiana Election Division)
- Voters will have say on Fort Wayne-area casino under plan backed by lawmakers (Indiana Capital Chronicle)
- Study says casino in Indiana's northeast corner would draw big from out of state (Indiana Capital Chronicle)
- Casino campaigns mobilize in Allen and Steuben counties ahead of November vote (WPTA 21Alive)
- Casino vote: Supporters tout economic lifeline as opponents call ballot question a blank check (WPTA 21Alive)
- Casino referendum to appear on election ballot in three Indiana counties (CDC Gaming)
- In 40 days, three Indiana counties will vote on hosting a casino (CDC Gaming)
- Feb. 27: Casino bill passes, heads to governor's desk (Fort Wayne Business Weekly (KPC Media))
- Steuben County Commissioners unanimously approve casino referendum (WPTA 21Alive)
- Voters will get to decide if a casino should be allowed in Steuben County (WBET/Swick Broadcasting)
- Commissioners OK casino referendum (The Herald Republican (KPC Media))
- Commissioners OK casino referendum — again (The Herald Republican (KPC Media))
- What's included
- the U.S. House, statewide offices, every Indiana House and Senate district on the ballot, Indiana's statewide public questions and judicial retention questions, and county, township, city, town and school board races from the Indiana Election Division's candidate list.
- Everything else
- Local races (county, city, school board, judges) and anything else on your ballot are on your official sample ballot: IndianaVoters.in.gov.
- Candidate lists
- As of Sunday, October 18, 2026.
- At the polls
- Indiana law lets you bring a list of candidates and public questions into the polling place, including one stored on your phone, as long as you don't electioneer. IC 3-11-8-18.5
This is not an official ballot. Confirm your registration, polling place and ballot with your election office through vote.gov.